Why Every Social Worker Needs Professional Liability Insurance

Social Worker with patient in a wheelchair for discussion at nursing home. Medical career, happy and young female caregiver with senior black woman with disability in house.

As a social worker, your goal is to guide individuals, families, and communities through some of life’s most difficult challenges. However, the risks tied to this profession go beyond emotional weight. No matter where you work—whether in clinical settings, schools, or community organizations—legal risks are always present. Social workers are not immune to lawsuits. This […]

Navigating the Claims Process: A Step-by-Step Guide for Business Owners

Multiracial people having dispute about bad document at group meeting, african businessman disagreeing with contract terms at multi-ethnic negotiations in lawyers office, fraud or legal fight concept

As a business owner, dealing with an unexpected loss can be stressful, but having the right insurance coverage in place makes all the difference. When the unexpected happens—whether it’s property damage, a liability claim, or another type of loss—knowing how to navigate the claims process smoothly is essential to getting your business back on track. […]

Why Small Businesses Need General Liability Insurance

Successful cafe owner, a young woman, stands in her restaurant using a smartphone. Happy female entrepreneur using technology to manage her small business efficiently.

[ngg src=”galleries” ids=”16″ display=”basic_imagebrowser” maximum_entity_count=”500″] As a small business owner, you wear many hats. From managing day-to-day operations to planning for future growth, there’s always something demanding your attention. Amid all these responsibilities, it’s easy to overlook the importance of having comprehensive insurance coverage. One of the most critical types of insurance for small businesses […]