Construction Bulletins
Not sure what coverages you need? As a FREE service to you, our knowledgable agents have spent years gathering the most useful information for your industry. This information is contained in over 140 Construction Bulletins and are ready to be sent to you with one simple call.
Here’s how…
- Select a bulletin category from the list below.
- Choose a bulletin topic (or as many as you wish).
- Contact the agent of your choice from the provided list, with your list of topics.
- Your bulletin(s) will be on their way to you in a snap!
All agents are eager and ready to assist you with your needs. It’s simply the Rich & Cartmill way.
Select a category
Auto Topic
Streamline Your Auto Insurance Costs
Are You Covered for Use of a Non-Owned Vehicle?
Selecting Limits and Coverages for Autos and Equipment
Business Vehicles: Are They Insured Properly?
Update Rental Car Coverage
Negligent Entrustment – A Dangerous Gamble
Reduce Auto Exposure and Insurance Costs
Employees Driving Records Can Cost You
Bonding Topic
Bonding Do’s and Don’ts
Back to Basics With Lamar Hunt
A Good Construction CPA Can Help a Contractor’s Bonding
What’s New in Financial Statements for Bonding
The Truth About Those Bonding Formulas
Bonding Lines of Credit Are Flexible
Bonding – Importance of Work In Progress
Joint Ventures & Indemnity Can Enhance Bonding
Increased Bonding Capacity Thru Asset Re-Utilization
Bonding Experts Site Reasons for Contractor Failures
Choosing a Bonding Company That’s Right for You
Bonding – Lessons From the Past
Continuity – Important to Bonding Companies
Bonding Companies Using Industry Standards
Bid Mistakes – Contractors Rights
Types of Financial Statements You Need for Bonding
Bonding and More
10 Ways to Add Financial Strength for Bonding – Part 1
10 Ways to Add Financial Strength for Bonding – Part 2
What the Best Bonding Companies Have in Common
Bonding – Time For a Tune Up
Bonds Treated Different Than Insurance
Pitfalls of Using Collateral to Obtain Bonds
Schedule of Contracts in Progress Important to Bonding Companies
Maximize Bonding in Tough Economic Times
New Financial Statements for Contractors Unwelcome News
Continuity Agreements Help Bonding
Financial Red Flags for Bonding
Don’t Start Work Until a Contract is in Place
Joint Ventures – Bonding and Insurance
Why Some Contractors Succeed and Others Fail
Ownership Changes Can Complicate Bonding
Builders Risk Topic
Builders Risk/Installation Floater – Dangerous Oversights
Builders Risk/Installation Floater – Are You Covered?
How to Construct Proper Builders Risk Coverage
The Often Overlooked Exposure of Job Site Pollution
Claims Topic
Prompt and Accurate Reporting of Claims – The Payoff
Control Your Work Comp Claims Cost
Reporting Claims is Important
Equipment Floater Topic
Equipment Floaters – Watch For the Differences
Mobile Equipment – Where Should It be Covered?
Mobile Equipment – Where Is Your Coverage?
Customize Your Equipment Floater
Liability Topic
Contractual Liability – What Is It?
Hold Harmless Agreements and Alternatives
Insurance and Independent Contractors
Hidden Risks for Pollution Liability
Environmental Related Coverages are Available
Disadvantages of Adding Additional Insurance
Be Aware of General Liability Exclusions
Punitive Damages – The Question of Coverage
Employment Practices Liability – Don’t Underestimate the Risk
Most Insurance Policies Limit Pollution Coverage
Your Liability for Employee Benefit Plans
Hold Harmless Agreement Is Causing Problems
Workmanship Exclusion Important to Know
Property In Your Care, Custody or Control
New Liability Endorsement Harmful to Contractors
Third-Party Action Over Claims – A Problem For Contractors
Electronic Data Exclusion Has Large Loss Potential
Contractors May Have Unexpected Environmental Risk
Employment Practices Liability – Losses Are Pouring In!
Do You Need Professional Liability?
Damage to Electronic Data Liability
Affordable Care Act Increases Need for Fiduciary Liability
Completed Operations – What It Covers?
Employers Liability – What’s It For Anyway?
Umbrella/Excess Liability – How Much Is Enough?
Umbrella/Excess Liability – What It Is and Is Not
New Faulty Workmanship Insurance and More
Broad Form Liability Endorsement – Worth the Premium
Property In Your Care, Custody or Control – Are You Insured
Life Topic
Business Life Insurance – A Neglected Need For Contractors
How Contractors Use Life Insurance
How $100 a Month Will Keep Your Key Employees
Miscellaneous Topic
Insurance Survey Save Premiums and Losses
Certificate of Insurance From Subs Important
How to Shop and Compare Insurance Proposals
Agents Letter of Record – Uses and Misuses
Beware Harmful Language In the Contract
Insuring Joint Ventures
Employee Dishonesty Coverage – Don’t Be Without It
Insurance Surveys Save Premiums and Losses
Bundled Coverages for Little or No Cost
Annual Protection Review – A Must!
Tips for Marketing Your Insurance
Best Management Practices for Contractors
Misleading Premium Proposals
Does More Information = Better Quote or More Declinations
Construction Contracts – Get Professional Advice
Insurance – Don’t Risk a Lot to Save a Little
Insurance/Bonding Companies – The Differences
Certificates of Insurance No Longer Routine
30th Anniversary Tips
High Cost of Employee Dishonesty
Caution on Construction Contract Provisions
Gaps, Tips and Tactics
Subcontractor or Employee – Difference Could Cost You
Check Who Is an Insured on Policy
Prompt Reporting of Claims – The Payoff
Did You Choose the Right Bond Agent
Better Insurance Is Affordable – More Coverage at No Cost
Reporting Claims Is Important
Disability – A Real Possibility
Property Topic
Coinsurance Clause – A Purpose and Effect
Flood and Earthquake Question – Insure or Gamble?
Building and Contents – What’s Your Insurable Value?
Storm Damage – What If It Had Been Me?
Property Insurance – Adequate Limits and Coverages
Are You Converted for Flood?
Read Your Lease for Uninsured Perils
Risk Management Topic
Reducing Insurance Cost Thru Risk Management
Reducing Insurance Cost With Loss Control
Risk Management Benefits Contractors
Use Risk Management for Employee Auto Exposures
Allocating Risk on Construction Projects
Worker’s Compensation Topic
Reduce Your Worker’s Compensation Costs
Dangers of Group Self Insurance Worker’s Comp Costs
Worker’s Compensation – Exposures That Could Cost You
Worker’s Compensation Reminder
Experience Modification – What Is It and How To Use It?
Certified Workplace Medical Plans
